Saturday, December 31, 2011

Committment not Resolutions

I can't believe it's already 2012.  It seems like we were just starting the New Year.  So what are my plans this evening?  Not much really going to start out the New Year at home with my family, maybe some friends.  We are going to have a few glasses of wine, have enchiladas for dinner and have some sparkling champagne when the clock tells us to do so. 

What are my plans for 2012?  Well I am not going to make a resolution again, I never, ever keep them.  This time I am going to commit to doing things that I should and set small goals.

This is my list:
  1. Lose 30 lbs  by June.  I think this is feasible and not out of reach and I am going to start on Monday.  
  2. Save money- $5,000 to be exact. I still have to figure out how to do this.  I'm thinking start working on a budget, start saving more and trying to cut down on costs.
  3. Pay off Credit Card debt so I can start hammering away at the student loan. We'll get more into this later.
There are just three, that doesn't seem too bad, does it?  I figure if I decide to commit to doing these three things I will be successful. 

I'm off to start a budget and a spreadsheet to keep track of our spending.